BanksSUNWEST BANK

SUNWEST BANK

SANDY, UTLargeEst. April 9, 1970, midnightFDIC #20164RSSD #140362FDIC
Latest · 2025-12-31

SUNWEST BANK is an FDIC-insured commercial bank headquartered in SANDY, UT, established in April 9, 1970, midnight. As of 2025-12-31, the bank reported total assets of $4.1B and total deposits of $3.2B. Profitability stands at 2.19% ROA and 23.09% ROE, with a net interest margin of 4.86%. CET1 capital ratio: 10.12%, well above regulatory minimums. NPL ratio: 0.57% · Texas Ratio: 4.30%. Operates 9 domestic branches.

Assets
$4.1B
Deposits
$3.2B
Loans
$3.3B
Equity
$382M

Profitability

Return on Assets (ROA)2.19%
Return on Equity (ROE)23.09%
Net Interest Margin4.86%
Yield on Assets6.11%
Cost of Funds1.29%

Asset Quality

NPL Ratio0.57%
Net Charge-Off Ratio0.03%
Texas Ratio4.30%
NPA Ratio0.46%
ACL / Loans1.76%

Capital & Liquidity

CET1 Ratio10.12%
Tier 1 Capital10.12%
Total Capital Ratio11.38%
Leverage Ratio9.95%
Loan-to-Deposit105.02%

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