BURLING BANK

CHICAGO, IL | Small | Est. Aug. 7, 1989, midnight | FDIC #27556 | RSSD #1404883 | FDIC
Latest Report: 2025-12-31

BURLING BANK is asn small FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Aug. 7, 1989, midnight. As of 2025-12-31, the bank reported total assets of $199M and total deposits of $167M. Profitability stands at 3.12% ROA and 21.00% ROE, with a net interest margin of 5.45%. The bank's CET1 capital ratio is 15.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.53% and a Texas Ratio of 2.72%. FDIC Certificate #27556.

Assets

$199M

Deposits

$167M

Loans

$164M

Equity

$30M

Profitability

Return on Assets (ROA) 3.12%
Return on Equity (ROE) 21.00%
Net Interest Margin (NIM) 5.45%
Yield on Assets 6.96%
Cost of Funds 1.65%

Asset Quality

NPL Ratio 0.53%
Net Charge-Off Ratio 0.60%
Texas Ratio 2.72%
NPA Ratio 0.44%
ACL / Loans 1.33%

Capital & Liquidity

CET1 Ratio 15.11%
Tier 1 Capital 15.11%
Total Capital Ratio 15.87%
Leverage Ratio 15.10%
Loan-to-Deposit 98.21%

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