FIRST STATE BANK OF RANDOLPH COUNTY

FIRST STATE BANK OF RANDOLPH COUNTY is amn micro FDIC-insured commercial bank headquartered in CUTHBERT, GA, established in Oct. 3, 1900, midnight. As of 2025-12-31, the bank reported total assets of $86M and total deposits of $84M. Profitability stands at -0.25% ROA and -15.20% ROE, with a net interest margin of 2.54%. The bank's CET1 capital ratio is 15.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.40% and a Texas Ratio of 84.70%. FDIC Certificate #2157.