FIRST STATE BANK, THE

BOISE CITY, OK | Small | Est. Aug. 6, 1915, midnight | FDIC #2301 | RSSD #141350 | FDIC
Latest Report: 2025-12-31

FIRST STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in BOISE CITY, OK, established in Aug. 6, 1915, midnight. As of 2025-12-31, the bank reported total assets of $167M and total deposits of $143M. Profitability stands at 1.96% ROA and 22.64% ROE, with a net interest margin of 4.37%. The bank's CET1 capital ratio is 8.05%. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.48%. FDIC Certificate #2301.

Assets

$167M

Deposits

$143M

Loans

$131M

Equity

$14M

Profitability

Return on Assets (ROA) 1.96%
Return on Equity (ROE) 22.64%
Net Interest Margin (NIM) 4.37%
Yield on Assets 6.92%
Cost of Funds 2.59%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.48%
NPA Ratio 0.04%
ACL / Loans 0.59%

Capital & Liquidity

CET1 Ratio 8.05%
Tier 1 Capital 8.05%
Total Capital Ratio 8.46%
Leverage Ratio 9.48%
Loan-to-Deposit 91.67%

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