STEARNS BANK NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in SAINT CLOUD, MN, established in May 28, 1912, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.6B. Profitability stands at 2.57% ROA and 15.72% ROE, with a net interest margin of 7.00%. The bank's CET1 capital ratio is 15.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.92% and a Texas Ratio of 14.42%. FDIC Certificate #10988.
Assets
$3.3B
Deposits
$2.6B
Loans
$2.9B
Equity
$559M
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