TUSTIN COMMUNITY BANK

TUSTIN, CA | Micro | Est. April 23, 1981, midnight | FDIC #32908 | RSSD #1418255 | FDIC
Latest Report: 2025-12-31

TUSTIN COMMUNITY BANK is amn micro FDIC-insured commercial bank headquartered in TUSTIN, CA, established in April 23, 1981, midnight. As of 2025-12-31, the bank reported total assets of $82M and total deposits of $69M. Profitability stands at 0.76% ROA and 4.73% ROE, with a net interest margin of 5.96%. The bank's CET1 capital ratio is 15.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.03%. FDIC Certificate #32908.

Assets

$82M

Deposits

$69M

Loans

$64M

Equity

$13M

Profitability

Return on Assets (ROA) 0.76%
Return on Equity (ROE) 4.73%
Net Interest Margin (NIM) 5.96%
Yield on Assets 8.13%
Cost of Funds 2.89%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.28%
Texas Ratio 0.03%
NPA Ratio 0.01%
ACL / Loans 3.37%

Capital & Liquidity

CET1 Ratio 15.76%
Tier 1 Capital 15.76%
Total Capital Ratio 16.55%
Leverage Ratio 16.01%
Loan-to-Deposit 93.89%

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