BANK OF GLEASON

GLEASON, TN | Small | Est. Jan. 1, 1901, midnight | FDIC #2379 | RSSD #141958 | FDIC
Latest Report: 2025-12-31

BANK OF GLEASON is asn small FDIC-insured commercial bank headquartered in GLEASON, TN, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $135M and total deposits of $110M. Profitability stands at 0.65% ROA and 3.67% ROE, with a net interest margin of 3.75%. The bank's CET1 capital ratio is 34.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 2.35%. FDIC Certificate #2379.

Assets

$135M

Deposits

$110M

Loans

$75M

Equity

$24M

Profitability

Return on Assets (ROA) 0.65%
Return on Equity (ROE) 3.67%
Net Interest Margin (NIM) 3.75%
Yield on Assets 5.83%
Cost of Funds 2.33%

Asset Quality

NPL Ratio 0.21%
Net Charge-Off Ratio -0.01%
Texas Ratio 2.35%
NPA Ratio 0.44%
ACL / Loans 1.08%

Capital & Liquidity

CET1 Ratio 34.24%
Tier 1 Capital 34.24%
Total Capital Ratio 35.20%
Leverage Ratio 21.03%
Loan-to-Deposit 67.87%

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