BANK 1ST

WEST UNION, IA | Small | Est. Jan. 1, 1934, midnight | FDIC #13816 | RSSD #142049 | FED
Latest Report: 2025-12-31

BANK 1ST is asn small FDIC-insured commercial bank headquartered in WEST UNION, IA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $164M and total deposits of $134M. Profitability stands at 1.34% ROA and 13.08% ROE, with a net interest margin of 3.49%. The bank's CET1 capital ratio is 10.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.23%. FDIC Certificate #13816.

Assets

$164M

Deposits

$134M

Loans

$97M

Equity

$17M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 13.08%
Net Interest Margin (NIM) 3.49%
Yield on Assets 4.80%
Cost of Funds 1.36%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.23%
NPA Ratio 0.03%
ACL / Loans 1.44%

Capital & Liquidity

CET1 Ratio 10.10%
Tier 1 Capital 10.10%
Total Capital Ratio 10.61%
Leverage Ratio 15.11%
Loan-to-Deposit 72.65%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required