STREATOR HOME SAVINGS BANK

STREATOR, IL | Small | Est. Jan. 1, 1894, midnight | FDIC #30357 | RSSD #142179 | FDIC
Latest Report: 2025-12-31

STREATOR HOME SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in STREATOR, IL, established in Jan. 1, 1894, midnight. As of 2025-12-31, the bank reported total assets of $155M and total deposits of $105M. Profitability stands at -0.14% ROA and -0.51% ROE, with a net interest margin of 1.44%. The bank's CET1 capital ratio is 27.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.42% and a Texas Ratio of 1.31%. FDIC Certificate #30357.

Assets

$155M

Deposits

$105M

Loans

$40M

Equity

$43M

Profitability

Return on Assets (ROA) -0.14%
Return on Equity (ROE) -0.51%
Net Interest Margin (NIM) 1.44%
Yield on Assets 2.83%
Cost of Funds 1.80%

Asset Quality

NPL Ratio 1.42%
Net Charge-Off Ratio 0.04%
Texas Ratio 1.31%
NPA Ratio 0.37%
ACL / Loans 0.74%

Capital & Liquidity

CET1 Ratio 27.84%
Tier 1 Capital 27.84%
Total Capital Ratio 29.23%
Leverage Ratio 28.04%
Loan-to-Deposit 38.14%

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