PROGRESSIVE OZARK BANK

SALEM, MO | Small | Est. June 2, 1965, midnight | FDIC #31488 | RSSD #143372 | FED
Latest Report: 2025-12-31

PROGRESSIVE OZARK BANK is asn small FDIC-insured commercial bank headquartered in SALEM, MO, established in June 2, 1965, midnight. As of 2025-12-31, the bank reported total assets of $189M and total deposits of $170M. Profitability stands at 1.85% ROA and 19.91% ROE, with a net interest margin of 5.62%. The bank's CET1 capital ratio is 12.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.99% and a Texas Ratio of 16.04%. FDIC Certificate #31488.

Assets

$189M

Deposits

$170M

Loans

$158M

Equity

$18M

Profitability

Return on Assets (ROA) 1.85%
Return on Equity (ROE) 19.91%
Net Interest Margin (NIM) 5.62%
Yield on Assets 6.71%
Cost of Funds 1.13%

Asset Quality

NPL Ratio 1.99%
Net Charge-Off Ratio 0.04%
Texas Ratio 16.04%
NPA Ratio 1.66%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 12.75%
Tier 1 Capital 12.75%
Total Capital Ratio 14.00%
Leverage Ratio 9.38%
Loan-to-Deposit 93.13%

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