TEXAS NATIONAL BANK

SWEETWATER, TX | Small | Est. May 8, 1995, midnight | FDIC #34014 | RSSD #1435092 | OCC
Latest Report: 2025-12-31

TEXAS NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in SWEETWATER, TX, established in May 8, 1995, midnight. As of 2025-12-31, the bank reported total assets of $140M and total deposits of $129M. Profitability stands at 0.63% ROA and 8.80% ROE, with a net interest margin of 2.96%. The bank's CET1 capital ratio is 28.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #34014.

Assets

$140M

Deposits

$129M

Loans

$37M

Equity

$10M

Profitability

Return on Assets (ROA) 0.63%
Return on Equity (ROE) 8.80%
Net Interest Margin (NIM) 2.96%
Yield on Assets 3.90%
Cost of Funds 0.94%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.64%

Capital & Liquidity

CET1 Ratio 28.34%
Tier 1 Capital 28.34%
Total Capital Ratio 29.42%
Leverage Ratio 11.05%
Loan-to-Deposit 28.46%

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