EXCHANGE BANK & TRUST is amn medium FDIC-insured commercial bank headquartered in ATCHISON, KS, established in Jan. 1, 1856, midnight. As of 2025-12-31, the bank reported total assets of $631M and total deposits of $543M. Profitability stands at 1.28% ROA and 10.45% ROE, with a net interest margin of 4.39%. The bank's CET1 capital ratio is 12.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.22%. FDIC Certificate #4619.
Assets
$631M
Deposits
$543M
Loans
$378M
Equity
$76M
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