BANK OF AMERICA CALIFORNIA, NATIONAL ASSOCIATION

SAN FRANCISCO, CA | Regional | Est. May 18, 1984, midnight | FDIC #25178 | RSSD #1443266 | OCC
Latest Report: 2025-12-31

BANK OF AMERICA CALIFORNIA, NATIONAL ASSOCIATION is arn regional FDIC-insured commercial bank headquartered in SAN FRANCISCO, CA, established in May 18, 1984, midnight. As of 2025-12-31, the bank reported total assets of $15.5B and total deposits of $13.1B. Profitability stands at 0.63% ROA and 5.12% ROE, with a net interest margin of 1.82%. The bank's CET1 capital ratio is 36.85%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.69% and a Texas Ratio of 3.69%. FDIC Certificate #25178.

Assets

$15.5B

Deposits

$13.1B

Loans

$9.7B

Equity

$1.9B

Profitability

Return on Assets (ROA) 0.63%
Return on Equity (ROE) 5.12%
Net Interest Margin (NIM) 1.82%
Yield on Assets 3.93%
Cost of Funds 2.19%

Asset Quality

NPL Ratio 0.69%
Net Charge-Off Ratio --
Texas Ratio 3.69%
NPA Ratio 0.45%
ACL / Loans 0.13%

Capital & Liquidity

CET1 Ratio 36.85%
Tier 1 Capital 36.85%
Total Capital Ratio 37.10%
Leverage Ratio 12.28%
Loan-to-Deposit 74.37%

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