WHITAKER BANK, INC

LEXINGTON, KY | Large | Est. April 19, 1990, midnight | FDIC #32912 | RSSD #1445943 | FED
Latest Report: 2025-12-31

WHITAKER BANK, INC is aln large FDIC-insured commercial bank headquartered in LEXINGTON, KY, established in April 19, 1990, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.6B. Profitability stands at 1.15% ROA and 9.87% ROE, with a net interest margin of 4.27%. The bank's CET1 capital ratio is 9.48%. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.37%. FDIC Certificate #32912.

Assets

$1.9B

Deposits

$1.6B

Loans

$1.1B

Equity

$222M

Profitability

Return on Assets (ROA) 1.15%
Return on Equity (ROE) 9.87%
Net Interest Margin (NIM) 4.27%
Yield on Assets 4.90%
Cost of Funds 1.13%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.37%
NPA Ratio 0.05%
ACL / Loans 1.50%

Capital & Liquidity

CET1 Ratio 9.48%
Tier 1 Capital 9.48%
Total Capital Ratio 9.95%
Leverage Ratio 12.79%
Loan-to-Deposit 67.64%

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