FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LORAIN

LORAIN, OH | Medium | Est. Jan. 1, 1921, midnight | FDIC #29838 | RSSD #144678 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LORAIN is amn medium FDIC-insured commercial bank headquartered in LORAIN, OH, established in Jan. 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $573M and total deposits of $506M. Profitability stands at 0.07% ROA and 0.71% ROE, with a net interest margin of 2.16%. The bank's CET1 capital ratio is 20.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.40% and a Texas Ratio of 3.28%. FDIC Certificate #29838. The institution operates 1 domestic branch.

Assets

$573M

Deposits

$506M

Loans

$449M

Equity

$53M

Profitability

Return on Assets (ROA) 0.07%
Return on Equity (ROE) 0.71%
Net Interest Margin (NIM) 2.16%
Yield on Assets 4.42%
Cost of Funds 2.31%

Asset Quality

NPL Ratio 0.40%
Net Charge-Off Ratio -0.04%
Texas Ratio 3.28%
NPA Ratio 0.31%
ACL / Loans 0.40%

Capital & Liquidity

CET1 Ratio 20.30%
Tier 1 Capital 20.30%
Total Capital Ratio 20.93%
Leverage Ratio 10.59%
Loan-to-Deposit 88.66%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required