FIRST STATE BANK AND TRUST is asn small FDIC-insured commercial bank headquartered in BAYPORT, MN, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $473M and total deposits of $430M. Profitability stands at 1.80% ROA and 21.05% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 14.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10159.
Assets
$473M
Deposits
$430M
Loans
$302M
Equity
$39M
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