BANK OF HALLS

HALLS, TN | Small | Est. Oct. 13, 1899, midnight | FDIC #10315 | RSSD #145059 | FED
Latest Report: 2025-12-31

BANK OF HALLS is asn small FDIC-insured commercial bank headquartered in HALLS, TN, established in Oct. 13, 1899, midnight. As of 2025-12-31, the bank reported total assets of $139M and total deposits of $128M. Profitability stands at 1.03% ROA and 13.27% ROE, with a net interest margin of 3.40%. The bank's CET1 capital ratio is 13.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.24% and a Texas Ratio of 1.20%. FDIC Certificate #10315.

Assets

$139M

Deposits

$128M

Loans

$57M

Equity

$10M

Profitability

Return on Assets (ROA) 1.03%
Return on Equity (ROE) 13.27%
Net Interest Margin (NIM) 3.40%
Yield on Assets 5.23%
Cost of Funds 1.84%

Asset Quality

NPL Ratio 0.24%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.20%
NPA Ratio 0.10%
ACL / Loans 1.62%

Capital & Liquidity

CET1 Ratio 13.00%
Tier 1 Capital 13.00%
Total Capital Ratio 14.12%
Leverage Ratio 7.93%
Loan-to-Deposit 44.67%

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