HILLTOP NATIONAL BANK

CASPER, WY | Large | Est. July 27, 1964, midnight | FDIC #19184 | RSSD #1454 | OCC
Latest Report: 2025-12-31

HILLTOP NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in CASPER, WY, established in July 27, 1964, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.1B. Profitability stands at 1.73% ROA and 20.40% ROE, with a net interest margin of 3.59%. The bank's CET1 capital ratio is 8.31%. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 1.20%. FDIC Certificate #19184.

Assets

$1.2B

Deposits

$1.1B

Loans

$607M

Equity

$97M

Profitability

Return on Assets (ROA) 1.73%
Return on Equity (ROE) 20.40%
Net Interest Margin (NIM) 3.59%
Yield on Assets 4.57%
Cost of Funds 1.47%

Asset Quality

NPL Ratio 0.21%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.20%
NPA Ratio 0.11%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 8.31%
Tier 1 Capital 8.31%
Total Capital Ratio 8.73%
Leverage Ratio 12.30%
Loan-to-Deposit 57.56%

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