FIRST NATIONAL BANK OF WATERLOO

FIRST NATIONAL BANK OF WATERLOO is amn medium FDIC-insured commercial bank headquartered in WATERLOO, IL, established in June 12, 1912, midnight. As of 2025-12-31, the bank reported total assets of $930M and total deposits of $764M. Profitability stands at 0.50% ROA and 5.31% ROE, with a net interest margin of 3.38%. The bank's CET1 capital ratio is 12.42%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.28% and a Texas Ratio of 7.72%. FDIC Certificate #3842.