FIRST NATIONAL BANK AND TRUST COMPANY OF BROKEN ARROW, THE

BROKEN ARROW, OK | Small | Est. Jan. 29, 1904, midnight | FDIC #4050 | RSSD #145554 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK AND TRUST COMPANY OF BROKEN ARROW, THE is asn small FDIC-insured commercial bank headquartered in BROKEN ARROW, OK, established in Jan. 29, 1904, midnight. As of 2025-12-31, the bank reported total assets of $278M and total deposits of $236M. Profitability stands at 2.57% ROA and 17.69% ROE, with a net interest margin of 6.14%. The bank's CET1 capital ratio is 20.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 2.62%. FDIC Certificate #4050.

Assets

$278M

Deposits

$236M

Loans

$204M

Equity

$40M

Profitability

Return on Assets (ROA) 2.57%
Return on Equity (ROE) 17.69%
Net Interest Margin (NIM) 6.14%
Yield on Assets 6.81%
Cost of Funds 0.73%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.62%
NPA Ratio 0.41%
ACL / Loans 1.52%

Capital & Liquidity

CET1 Ratio 20.89%
Tier 1 Capital 20.89%
Total Capital Ratio 22.15%
Leverage Ratio 14.98%
Loan-to-Deposit 86.19%

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