BanksMORGAN STANLEY BANK, N.A.

MORGAN STANLEY BANK, N.A.

SALT LAKE CITY, UTNationalEst. May 25, 1990, midnightFDIC #32992RSSD #1456501OCC
Latest · 2025-12-31

MORGAN STANLEY BANK, N.A. is an FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in May 25, 1990, midnight. As of 2025-12-31, the bank reported total assets of $253.3B and total deposits of $205.1B. Profitability stands at 1.80% ROA and 17.52% ROE, with a net interest margin of 1.90%. CET1 capital ratio: 20.29%, well above regulatory minimums. NPL ratio: 0.62% · Texas Ratio: 2.44%. Operates 1 domestic branch.

Assets
$253.3B
Deposits
$205.1B
Loans
$101.9B
Equity
$25.6B

Profitability

Return on Assets (ROA)1.80%
Return on Equity (ROE)17.52%
Net Interest Margin1.90%
Yield on Assets4.75%
Cost of Funds2.98%

Asset Quality

NPL Ratio0.62%
Net Charge-Off Ratio0.16%
Texas Ratio2.44%
NPA Ratio0.25%
ACL / Loans0.54%

Capital & Liquidity

CET1 Ratio20.29%
Tier 1 Capital20.29%
Total Capital Ratio20.98%
Leverage Ratio10.09%
Loan-to-Deposit49.66%

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