FOUNTAIN TRUST COMPANY, THE

COVINGTON, IN | Medium | Est. Jan. 1, 1903, midnight | FDIC #5768 | RSSD #145844 | FDIC
Latest Report: 2025-12-31

FOUNTAIN TRUST COMPANY, THE is amn medium FDIC-insured commercial bank headquartered in COVINGTON, IN, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $676M and total deposits of $606M. Profitability stands at 1.04% ROA and 10.50% ROE, with a net interest margin of 4.15%. The bank's CET1 capital ratio is 18.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.60% and a Texas Ratio of 3.06%. FDIC Certificate #5768.

Assets

$676M

Deposits

$606M

Loans

$372M

Equity

$67M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 10.50%
Net Interest Margin (NIM) 4.15%
Yield on Assets 5.44%
Cost of Funds 1.33%

Asset Quality

NPL Ratio 0.60%
Net Charge-Off Ratio 0.01%
Texas Ratio 3.06%
NPA Ratio 0.33%
ACL / Loans 1.55%

Capital & Liquidity

CET1 Ratio 18.12%
Tier 1 Capital 18.12%
Total Capital Ratio 19.37%
Leverage Ratio 10.65%
Loan-to-Deposit 61.36%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required