FCB BANKS

COLLINSVILLE, IL | Large | Est. July 9, 1990, midnight | FDIC #33005 | RSSD #1459717 | FDIC
Latest Report: 2025-12-31

FCB BANKS is aln large FDIC-insured commercial bank headquartered in COLLINSVILLE, IL, established in July 9, 1990, midnight. As of 2025-12-31, the bank reported total assets of $2.6B and total deposits of $2.2B. Profitability stands at 1.71% ROA and 21.30% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 12.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 2.44%. FDIC Certificate #33005.

Assets

$2.6B

Deposits

$2.2B

Loans

$2.0B

Equity

$211M

Profitability

Return on Assets (ROA) 1.71%
Return on Equity (ROE) 21.30%
Net Interest Margin (NIM) 3.60%
Yield on Assets 5.99%
Cost of Funds 3.00%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.44%
NPA Ratio 0.22%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 12.25%
Tier 1 Capital 12.25%
Total Capital Ratio 13.48%
Leverage Ratio 7.98%
Loan-to-Deposit 91.22%

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