COUNTY BANK

REHOBOTH BEACH, DE | Medium | Est. July 9, 1990, midnight | FDIC #33009 | RSSD #1459735 | FDIC
Latest Report: 2025-12-31

COUNTY BANK is amn medium FDIC-insured commercial bank headquartered in REHOBOTH BEACH, DE, established in July 9, 1990, midnight. As of 2025-12-31, the bank reported total assets of $666M and total deposits of $553M. Profitability stands at 4.23% ROA and 31.43% ROE, with a net interest margin of 5.70%. The bank's CET1 capital ratio is 18.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.30%. FDIC Certificate #33009.

Assets

$666M

Deposits

$553M

Loans

$488M

Equity

$92M

Profitability

Return on Assets (ROA) 4.23%
Return on Equity (ROE) 31.43%
Net Interest Margin (NIM) 5.70%
Yield on Assets 6.84%
Cost of Funds 1.25%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.30%
NPA Ratio 0.04%
ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 18.66%
Tier 1 Capital 18.66%
Total Capital Ratio 19.53%
Leverage Ratio 14.86%
Loan-to-Deposit 88.16%

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