ASIAN PACIFIC NATIONAL BANK

SAN GABRIEL, CA | Micro | Est. July 25, 1990, midnight | FDIC #33013 | RSSD #1462986 | OCC
Latest Report: 2025-12-31

ASIAN PACIFIC NATIONAL BANK is amn micro FDIC-insured commercial bank headquartered in SAN GABRIEL, CA, established in July 25, 1990, midnight. As of 2025-12-31, the bank reported total assets of $57M and total deposits of $46M. Profitability stands at 0.81% ROA and 4.23% ROE, with a net interest margin of 3.59%. The bank's CET1 capital ratio is 19.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #33013.

Assets

$57M

Deposits

$46M

Loans

$31M

Equity

$11M

Profitability

Return on Assets (ROA) 0.81%
Return on Equity (ROE) 4.23%
Net Interest Margin (NIM) 3.59%
Yield on Assets 6.31%
Cost of Funds 3.60%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.89%

Capital & Liquidity

CET1 Ratio 19.36%
Tier 1 Capital 19.36%
Total Capital Ratio 20.33%
Leverage Ratio 19.00%
Loan-to-Deposit 67.34%

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