ALL CAPITAL BANK

LOCUST GROVE, OK | Small | Est. June 6, 1949, midnight | FDIC #16795 | RSSD #14650 | FED
Latest Report: 2025-12-31

ALL CAPITAL BANK is asn small FDIC-insured commercial bank headquartered in LOCUST GROVE, OK, established in June 6, 1949, midnight. As of 2025-12-31, the bank reported total assets of $162M and total deposits of $145M. Profitability stands at 1.75% ROA and 17.57% ROE, with a net interest margin of 5.48%. The bank's CET1 capital ratio is 9.86%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #16795.

Assets

$162M

Deposits

$145M

Loans

$130M

Equity

$16M

Profitability

Return on Assets (ROA) 1.75%
Return on Equity (ROE) 17.57%
Net Interest Margin (NIM) 5.48%
Yield on Assets 8.17%
Cost of Funds 2.77%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 9.86%
Tier 1 Capital 9.86%
Total Capital Ratio 10.35%
Leverage Ratio 11.22%
Loan-to-Deposit 89.75%

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