SAVINGS BANK OF MENDOCINO COUNTY

UKIAH, CA | Large | Est. Nov. 28, 1903, midnight | FDIC #8011 | RSSD #146663 | FDIC
Latest Report: 2025-12-31

SAVINGS BANK OF MENDOCINO COUNTY is aln large FDIC-insured commercial bank headquartered in UKIAH, CA, established in Nov. 28, 1903, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.0B. Profitability stands at 1.12% ROA and 8.41% ROE, with a net interest margin of 3.68%. The bank's CET1 capital ratio is 13.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.04%. FDIC Certificate #8011.

Assets

$1.3B

Deposits

$1.0B

Loans

$753M

Equity

$182M

Profitability

Return on Assets (ROA) 1.12%
Return on Equity (ROE) 8.41%
Net Interest Margin (NIM) 3.68%
Yield on Assets 4.74%
Cost of Funds 2.21%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.04%
NPA Ratio 0.01%
ACL / Loans 2.46%

Capital & Liquidity

CET1 Ratio 13.58%
Tier 1 Capital 13.58%
Total Capital Ratio 14.26%
Leverage Ratio 16.78%
Loan-to-Deposit 73.18%

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