HERITAGE BANK, INC. is aln large FDIC-insured commercial bank headquartered in ERLANGER, KY, established in Sept. 4, 1990, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.9B. Profitability stands at 1.36% ROA and 20.93% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 11.21%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.62%. FDIC Certificate #33119.
Assets
$2.1B
Deposits
$1.9B
Loans
$1.3B
Equity
$134M
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