FIRST FARMERS & MERCHANTS NATIONAL BANK

FIRST FARMERS & MERCHANTS NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in FAIRMONT, MN, established in Sept. 7, 1990, midnight. As of 2025-12-31, the bank reported total assets of $144M and total deposits of $122M. Profitability stands at 0.88% ROA and 9.28% ROE, with a net interest margin of 4.23%. The bank's CET1 capital ratio is 12.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 1.30%. FDIC Certificate #33131.