COMMUNITY STATE BANK OF CANTON

CANTON, OK | Micro | Est. Oct. 10, 1985, midnight | FDIC #26416 | RSSD #147651 | FDIC
Latest Report: 2025-12-31

COMMUNITY STATE BANK OF CANTON is amn micro FDIC-insured commercial bank headquartered in CANTON, OK, established in Oct. 10, 1985, midnight. As of 2025-12-31, the bank reported total assets of $69M and total deposits of $60M. Profitability stands at 1.35% ROA and 10.51% ROE, with a net interest margin of 5.20%. The bank's CET1 capital ratio is 12.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 1.19%. FDIC Certificate #26416.

Assets

$69M

Deposits

$60M

Loans

$53M

Equity

$9M

Profitability

Return on Assets (ROA) 1.35%
Return on Equity (ROE) 10.51%
Net Interest Margin (NIM) 5.20%
Yield on Assets 7.07%
Cost of Funds 2.51%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.50%
Texas Ratio 1.19%
NPA Ratio 0.17%
ACL / Loans 1.53%

Capital & Liquidity

CET1 Ratio 12.99%
Tier 1 Capital 12.99%
Total Capital Ratio 13.64%
Leverage Ratio 13.01%
Loan-to-Deposit 88.92%

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