ASCENDIA BANK

GLEN ROCK, NJ | Small | Est. Jan. 1, 1922, midnight | FDIC #28729 | RSSD #147679 | FDIC
Latest Report: 2025-12-31

ASCENDIA BANK is asn small FDIC-insured commercial bank headquartered in GLEN ROCK, NJ, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $378M and total deposits of $296M. Profitability stands at 0.10% ROA and 1.06% ROE, with a net interest margin of 2.56%. The bank's CET1 capital ratio is 14.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.47%. FDIC Certificate #28729.

Assets

$378M

Deposits

$296M

Loans

$310M

Equity

$35M

Profitability

Return on Assets (ROA) 0.10%
Return on Equity (ROE) 1.06%
Net Interest Margin (NIM) 2.56%
Yield on Assets 5.38%
Cost of Funds 2.89%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio --
Texas Ratio 0.47%
NPA Ratio 0.05%
ACL / Loans 0.54%

Capital & Liquidity

CET1 Ratio 14.57%
Tier 1 Capital 14.57%
Total Capital Ratio 15.26%
Leverage Ratio 9.24%
Loan-to-Deposit 104.58%

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