FIRST BANK BLUE EARTH

BLUE EARTH, MN | Small | Est. Jan. 1, 1869, midnight | FDIC #5097 | RSSD #147857 | FED
Latest Report: 2025-12-31

FIRST BANK BLUE EARTH is asn small FDIC-insured commercial bank headquartered in BLUE EARTH, MN, established in Jan. 1, 1869, midnight. As of 2025-12-31, the bank reported total assets of $322M and total deposits of $281M. Profitability stands at 1.08% ROA and 15.01% ROE, with a net interest margin of 2.59%. The bank's CET1 capital ratio is 7.17%. Asset quality metrics show a non-performing loan ratio of 0.24% and a Texas Ratio of 1.99%. FDIC Certificate #5097.

Assets

$322M

Deposits

$281M

Loans

$213M

Equity

$23M

Profitability

Return on Assets (ROA) 1.08%
Return on Equity (ROE) 15.01%
Net Interest Margin (NIM) 2.59%
Yield on Assets 5.35%
Cost of Funds 2.76%

Asset Quality

NPL Ratio 0.24%
Net Charge-Off Ratio -0.03%
Texas Ratio 1.99%
NPA Ratio 0.16%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 7.17%
Tier 1 Capital 7.17%
Total Capital Ratio 7.53%
Leverage Ratio 9.67%
Loan-to-Deposit 75.99%

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