BANK OF OCEAN CITY is amn medium FDIC-insured commercial bank headquartered in OCEAN CITY, MD, established in Jan. 1, 1916, midnight. As of 2025-12-31, the bank reported total assets of $668M and total deposits of $593M. Profitability stands at 1.28% ROA and 12.38% ROE, with a net interest margin of 3.67%. The bank's CET1 capital ratio is 14.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.69% and a Texas Ratio of 4.47%. FDIC Certificate #5867.
Assets
$668M
Deposits
$593M
Loans
$496M
Equity
$73M
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