WOODLANDS BANK

WILLIAMSPORT, PA | Medium | Est. Oct. 10, 1990, midnight | FDIC #33136 | RSSD #1479470 | FED
Latest Report: 2025-12-31

WOODLANDS BANK is amn medium FDIC-insured commercial bank headquartered in WILLIAMSPORT, PA, established in Oct. 10, 1990, midnight. As of 2025-12-31, the bank reported total assets of $616M and total deposits of $554M. Profitability stands at 1.02% ROA and 13.74% ROE, with a net interest margin of 3.48%. The bank's CET1 capital ratio is 11.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.48% and a Texas Ratio of 20.37%. FDIC Certificate #33136.

Assets

$616M

Deposits

$554M

Loans

$440M

Equity

$47M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 13.74%
Net Interest Margin (NIM) 3.48%
Yield on Assets 5.12%
Cost of Funds 1.64%

Asset Quality

NPL Ratio 2.48%
Net Charge-Off Ratio 0.00%
Texas Ratio 20.37%
NPA Ratio 1.77%
ACL / Loans 1.39%

Capital & Liquidity

CET1 Ratio 11.47%
Tier 1 Capital 11.47%
Total Capital Ratio 12.72%
Leverage Ratio 8.57%
Loan-to-Deposit 79.43%

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