PREMIER BANK MINNESOTA

HASTINGS, MN | Medium | Est. Oct. 5, 1990, midnight | FDIC #33204 | RSSD #1481745 | FDIC
Latest Report: 2025-12-31

PREMIER BANK MINNESOTA is amn medium FDIC-insured commercial bank headquartered in HASTINGS, MN, established in Oct. 5, 1990, midnight. As of 2025-12-31, the bank reported total assets of $710M and total deposits of $627M. Profitability stands at 1.66% ROA and 15.29% ROE, with a net interest margin of 4.45%. The bank's CET1 capital ratio is 14.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.14%. FDIC Certificate #33204.

Assets

$710M

Deposits

$627M

Loans

$563M

Equity

$78M

Profitability

Return on Assets (ROA) 1.66%
Return on Equity (ROE) 15.29%
Net Interest Margin (NIM) 4.45%
Yield on Assets 6.04%
Cost of Funds 1.65%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.14%
NPA Ratio 0.02%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 14.01%
Tier 1 Capital 14.01%
Total Capital Ratio 15.26%
Leverage Ratio 11.22%
Loan-to-Deposit 89.87%

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