SHINHAN BANK AMERICA

NEW YORK, NY | Large | Est. Oct. 18, 1990, midnight | FDIC #33188 | RSSD #1494914 | FDIC
Latest Report: 2025-12-31

SHINHAN BANK AMERICA is aln large FDIC-insured commercial bank headquartered in NEW YORK, NY, established in Oct. 18, 1990, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.6B. Profitability stands at 0.61% ROA and 4.58% ROE, with a net interest margin of 4.05%. The bank's CET1 capital ratio is 17.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 2.77%. FDIC Certificate #33188.

Assets

$1.9B

Deposits

$1.6B

Loans

$1.7B

Equity

$254M

Profitability

Return on Assets (ROA) 0.61%
Return on Equity (ROE) 4.58%
Net Interest Margin (NIM) 4.05%
Yield on Assets 5.84%
Cost of Funds 3.40%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.77%
NPA Ratio 0.39%
ACL / Loans 0.75%

Capital & Liquidity

CET1 Ratio 17.77%
Tier 1 Capital 17.77%
Total Capital Ratio 18.69%
Leverage Ratio 12.53%
Loan-to-Deposit 104.71%

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