FIRST FEDERAL BANK LITTLEFIELD, TEXAS, SSB

LITTLEFIELD, TX | Micro | Est. June 1, 1946, midnight | FDIC #30291 | RSSD #14977 | FDIC
Latest Report: 2025-12-31

FIRST FEDERAL BANK LITTLEFIELD, TEXAS, SSB is amn micro FDIC-insured commercial bank headquartered in LITTLEFIELD, TX, established in June 1, 1946, midnight. As of 2025-12-31, the bank reported total assets of $66M and total deposits of $54M. Profitability stands at 0.25% ROA and 1.44% ROE, with a net interest margin of 5.05%. The bank's CET1 capital ratio is 17.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.40% and a Texas Ratio of 1.62%. FDIC Certificate #30291.

Assets

$66M

Deposits

$54M

Loans

$50M

Equity

$12M

Profitability

Return on Assets (ROA) 0.25%
Return on Equity (ROE) 1.44%
Net Interest Margin (NIM) 5.05%
Yield on Assets 7.06%
Cost of Funds 3.03%

Asset Quality

NPL Ratio 0.40%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.62%
NPA Ratio 0.30%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 17.66%
Tier 1 Capital 17.66%
Total Capital Ratio 18.55%
Leverage Ratio 17.65%
Loan-to-Deposit 93.38%

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