FIRST FARMERS AND MERCHANTS BANK

FIRST FARMERS AND MERCHANTS BANK is aln large FDIC-insured commercial bank headquartered in COLUMBIA, TN, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.6B. Profitability stands at 1.09% ROA and 11.40% ROE, with a net interest margin of 3.52%. The bank's CET1 capital ratio is 17.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 1.00%. FDIC Certificate #1487.