RICHWOOD BANKING COMPANY, INC., THE

RICHWOOD BANKING COMPANY, INC., THE is aln large FDIC-insured commercial bank headquartered in RICHWOOD, OH, established in July 1, 1867, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.0B. Profitability stands at 0.82% ROA and 8.76% ROE, with a net interest margin of 4.35%. The bank's CET1 capital ratio is 13.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 3.11%. FDIC Certificate #12978.