CENTRAL STATE BANK is asn small FDIC-insured commercial bank headquartered in CLAYTON, IL, established in May 1, 1928, midnight. As of 2025-12-31, the bank reported total assets of $177M and total deposits of $147M. Profitability stands at 2.06% ROA and 12.37% ROE, with a net interest margin of 4.31%. The bank's CET1 capital ratio is 16.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.44% and a Texas Ratio of 17.90%. FDIC Certificate #8487.
Assets
$177M
Deposits
$147M
Loans
$121M
Equity
$30M
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