NORTHWESTERN BANK, THE

CHIPPEWA FALLS, WI | Medium | Est. Jan. 1, 1904, midnight | FDIC #2468 | RSSD #153054 | FED
Latest Report: 2025-12-31

NORTHWESTERN BANK, THE is amn medium FDIC-insured commercial bank headquartered in CHIPPEWA FALLS, WI, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $705M and total deposits of $569M. Profitability stands at 1.96% ROA and 20.50% ROE, with a net interest margin of 4.18%. The bank's CET1 capital ratio is 12.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #2468.

Assets

$705M

Deposits

$569M

Loans

$559M

Equity

$68M

Profitability

Return on Assets (ROA) 1.96%
Return on Equity (ROE) 20.50%
Net Interest Margin (NIM) 4.18%
Yield on Assets 5.70%
Cost of Funds 1.56%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.03%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.97%

Capital & Liquidity

CET1 Ratio 12.65%
Tier 1 Capital 12.65%
Total Capital Ratio 13.91%
Leverage Ratio 10.68%
Loan-to-Deposit 98.26%

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