PEOPLES BANK AND TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in MCPHERSON, KS, established in Nov. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.3B. Profitability stands at 1.32% ROA and 14.69% ROE, with a net interest margin of 3.73%. The bank's CET1 capital ratio is 10.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.85% and a Texas Ratio of 5.69%. FDIC Certificate #1365.
Assets
$1.6B
Deposits
$1.3B
Loans
$1.1B
Equity
$144M
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