FIRST NATIONAL BANK AND TRUST COMPANY, CHICKASHA, OKLAHOMA, THE

CHICKASHA, OK | Large | Est. Aug. 21, 1892, midnight | FDIC #4062 | RSSD #154154 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK AND TRUST COMPANY, CHICKASHA, OKLAHOMA, THE is aln large FDIC-insured commercial bank headquartered in CHICKASHA, OK, established in Aug. 21, 1892, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $873M. Profitability stands at 2.29% ROA and 18.10% ROE, with a net interest margin of 3.78%. The bank's CET1 capital ratio is 11.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.75% and a Texas Ratio of 12.06%. FDIC Certificate #4062.

Assets

$1.1B

Deposits

$873M

Loans

$529M

Equity

$136M

Profitability

Return on Assets (ROA) 2.29%
Return on Equity (ROE) 18.10%
Net Interest Margin (NIM) 3.78%
Yield on Assets 5.52%
Cost of Funds 1.84%

Asset Quality

NPL Ratio 2.75%
Net Charge-Off Ratio 0.04%
Texas Ratio 12.06%
NPA Ratio 1.63%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 11.58%
Tier 1 Capital 11.58%
Total Capital Ratio 12.16%
Leverage Ratio 13.40%
Loan-to-Deposit 60.53%

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