THAYER COUNTY BANK

HEBRON, NE | Micro | Est. July 1, 1874, midnight | FDIC #11475 | RSSD #157155 | FDIC
Latest Report: 2025-12-31

THAYER COUNTY BANK is amn micro FDIC-insured commercial bank headquartered in HEBRON, NE, established in July 1, 1874, midnight. As of 2025-12-31, the bank reported total assets of $90M and total deposits of $68M. Profitability stands at 0.70% ROA and 6.75% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 10.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11475.

Assets

$90M

Deposits

$68M

Loans

$52M

Equity

$9M

Profitability

Return on Assets (ROA) 0.70%
Return on Equity (ROE) 6.75%
Net Interest Margin (NIM) 3.71%
Yield on Assets 5.68%
Cost of Funds 2.67%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.44%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.19%

Capital & Liquidity

CET1 Ratio 10.28%
Tier 1 Capital 10.28%
Total Capital Ratio 10.79%
Leverage Ratio 13.21%
Loan-to-Deposit 76.46%

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