BanksTHAYER COUNTY BANK

THAYER COUNTY BANK

HEBRON, NEMicroEst. July 1, 1874, midnightFDIC #11475RSSD #157155FDIC
Latest · 2025-12-31

THAYER COUNTY BANK is an FDIC-insured commercial bank headquartered in HEBRON, NE, established in July 1, 1874, midnight. As of 2025-12-31, the bank reported total assets of $90M and total deposits of $68M. Profitability stands at 0.70% ROA and 6.75% ROE, with a net interest margin of 3.71%. CET1 capital ratio: 10.28%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$90M
Deposits
$68M
Loans
$52M
Equity
$9M

Profitability

Return on Assets (ROA)0.70%
Return on Equity (ROE)6.75%
Net Interest Margin3.71%
Yield on Assets5.68%
Cost of Funds2.04%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.44%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.19%

Capital & Liquidity

CET1 Ratio10.28%
Tier 1 Capital10.28%
Total Capital Ratio10.79%
Leverage Ratio13.21%
Loan-to-Deposit76.46%

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