METHUEN CO-OPERATIVE BANK

METHUEN, MA | Small | Est. Jan. 1, 1923, midnight | FDIC #26512 | RSSD #157379 | FDIC
Latest Report: 2025-12-31

METHUEN CO-OPERATIVE BANK is asn small FDIC-insured commercial bank headquartered in METHUEN, MA, established in Jan. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $138M and total deposits of $125M. Profitability stands at 0.34% ROA and 3.65% ROE, with a net interest margin of 3.30%. The bank's CET1 capital ratio is 9.39%. Asset quality metrics show a non-performing loan ratio of 1.10% and a Texas Ratio of 8.53%. FDIC Certificate #26512.

Assets

$138M

Deposits

$125M

Loans

$104M

Equity

$13M

Profitability

Return on Assets (ROA) 0.34%
Return on Equity (ROE) 3.65%
Net Interest Margin (NIM) 3.30%
Yield on Assets 5.04%
Cost of Funds 1.77%

Asset Quality

NPL Ratio 1.10%
Net Charge-Off Ratio 0.00%
Texas Ratio 8.53%
NPA Ratio 0.82%
ACL / Loans 0.37%

Capital & Liquidity

CET1 Ratio 9.39%
Tier 1 Capital 9.39%
Total Capital Ratio 9.86%
Leverage Ratio 9.27%
Loan-to-Deposit 83.03%

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