HOOSIER HEARTLAND STATE BANK

CRAWFORDSVILLE, IN | Small | Est. Dec. 1, 1899, midnight | FDIC #15566 | RSSD #157744 | FDIC
Latest Report: 2025-12-31

HOOSIER HEARTLAND STATE BANK is asn small FDIC-insured commercial bank headquartered in CRAWFORDSVILLE, IN, established in Dec. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $352M and total deposits of $310M. Profitability stands at 0.84% ROA and 12.39% ROE, with a net interest margin of 4.03%. The bank's CET1 capital ratio is 9.98%. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 3.05%. FDIC Certificate #15566.

Assets

$352M

Deposits

$310M

Loans

$266M

Equity

$24M

Profitability

Return on Assets (ROA) 0.84%
Return on Equity (ROE) 12.39%
Net Interest Margin (NIM) 4.03%
Yield on Assets 5.93%
Cost of Funds 1.89%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.06%
Texas Ratio 3.05%
NPA Ratio 0.23%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 9.98%
Tier 1 Capital 9.98%
Total Capital Ratio 11.05%
Leverage Ratio 8.43%
Loan-to-Deposit 85.93%

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