CROSSROADS BANK is asn small FDIC-insured commercial bank headquartered in EFFINGHAM, IL, established in March 12, 1974, midnight. As of 2025-12-31, the bank reported total assets of $237M and total deposits of $199M. Profitability stands at 1.28% ROA and 9.46% ROE, with a net interest margin of 3.15%. The bank's CET1 capital ratio is 13.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #21486.
Assets
$237M
Deposits
$199M
Loans
$151M
Equity
$32M
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