BanksWILSON BANK & TRUST

WILSON BANK & TRUST

LEBANON, TNLargeEst. May 11, 1987, midnightFDIC #26962RSSD #159636FDIC
Latest · 2025-12-31

WILSON BANK & TRUST is an FDIC-insured commercial bank headquartered in LEBANON, TN, established in May 11, 1987, midnight. As of 2025-12-31, the bank reported total assets of $5.9B and total deposits of $5.3B. Profitability stands at 1.54% ROA and 15.93% ROE, with a net interest margin of 3.89%. CET1 capital ratio: 14.31%, well above regulatory minimums. NPL ratio: 0.61% · Texas Ratio: 4.29%. Operates 32 domestic branches.

Assets
$5.9B
Deposits
$5.3B
Loans
$4.4B
Equity
$578M

Profitability

Return on Assets (ROA)1.54%
Return on Equity (ROE)15.93%
Net Interest Margin3.89%
Yield on Assets6.34%
Cost of Funds2.52%

Asset Quality

NPL Ratio0.61%
Net Charge-Off Ratio0.04%
Texas Ratio4.29%
NPA Ratio0.46%
ACL / Loans1.26%

Capital & Liquidity

CET1 Ratio14.31%
Tier 1 Capital14.31%
Total Capital Ratio15.56%
Leverage Ratio10.57%
Loan-to-Deposit82.88%

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