OREGON PACIFIC BANKING CO. DBA OREGON PACIFIC BANK

FLORENCE, OR | Medium | Est. Dec. 17, 1979, midnight | FDIC #23007 | RSSD #160360 | FED
Latest Report: 2025-12-31

OREGON PACIFIC BANKING CO. DBA OREGON PACIFIC BANK is amn medium FDIC-insured commercial bank headquartered in FLORENCE, OR, established in Dec. 17, 1979, midnight. As of 2025-12-31, the bank reported total assets of $812M and total deposits of $709M. Profitability stands at 1.38% ROA and 13.06% ROE, with a net interest margin of 4.30%. The bank's CET1 capital ratio is 14.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.39% and a Texas Ratio of 2.60%. FDIC Certificate #23007.

Assets

$812M

Deposits

$709M

Loans

$600M

Equity

$88M

Profitability

Return on Assets (ROA) 1.38%
Return on Equity (ROE) 13.06%
Net Interest Margin (NIM) 4.30%
Yield on Assets 5.55%
Cost of Funds 1.30%

Asset Quality

NPL Ratio 0.39%
Net Charge-Off Ratio 0.03%
Texas Ratio 2.60%
NPA Ratio 0.31%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 14.69%
Tier 1 Capital 14.69%
Total Capital Ratio 15.94%
Leverage Ratio 10.96%
Loan-to-Deposit 84.57%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required